Finally – A Hair Loss (and Hair Growth) Product for Women. Yes Girls, There Is Hope!!

Female Hair LossYou would think from television and other ads that hair loss is a male-only problem.

Nope. Not a chance.

The ladies suffer from hair loss too, and in a way, losing hair is even worse for women. After all, most men look decent with a shaved head or buzz cut. But girls shaving their heads? Fair or not, it’s not a look most women prefer.

More Hair. Thicker Hair. And LONGER Hair

But it’s not just about losing hair. There are also tons of women who want to grow their hair longer and thicker than it is now. But they get frustrated – their hair only grows to a certain length, and then wigs out (pardon the pun, but does that sound familiar?)

Well ladies, you can wash your hair worries and frustrations away. Keranique was made just for you.

FDA Approved Ingredients. Clinically Proven. And For Ladies Only

Here’s the deal – women need hair products that go beyond “coloring”. Yes, we hate to admit it when we start losing hair, but it’s nature’s dirty little secret.

And truthfully, we girls deserve better. We deserve as much attention as men get in this regard. But despite this, there are seemingly limitless products for MEN’S hair loss and hair growth, and nothing for the LADIES. That’s where Keranique comes in.

Utilizing ingredients such as Vitamins E and B6, Walnut, and Biotin, Keranique has been clinically proven to deliver astonishing results.

Try it For Free (For a Limited Time Only)

To get the word out to women everywhere, Keranique is now being offered as a free trial. But it’s only for a limited time. And it’s for the girls (sorry guys – you have your own hair loss and hair growth products.)

Want to get on this train? Then click here to try Keranique for Free.

This article sponsored by Karanique

The Simple Secret for Promoting Normal Blood Sugar Levels

glucocil-articleNow You Finally Have the Chance to Promote Normal Blood Sugar & Healthy Energy Naturally! Keep Reading to Learn How It’s Done…

Mary’s blood sugar is steady at 95. Christine has healthy blood sugar, and her fatigue is gone. And Samuel not only has normal blood sugar, but also feels full of energy!

What’s their secret?

Most people aren’t aware of the “3 Essentials of Healthy Blood Sugar“:

  1. Reduce the intestines’ absorption of glucose from food
  2. Reduce the liver’s production of glucose
  3. Increase glucose uptake in the body’s cells

Target any one of the 3 Essentials and you’ll promote healthy blood sugar levels. But target all 3 Essentials together and you’ll help keep your blood sugar levels within the normal range, and be more energetic.

How? Well, proper diet and exercise are the first steps in supporting the 3 Essentials. But for many people, diet and exercise aren’t enough.

That’s why a team in San Diego—the capital of biotechnology research and development—worked for seven years to develop a natural, total blood sugar solution to target all 3 Essentials together. A product that works fast, is easy to use, and actually promotes normal blood sugar levels and boosts energy levels.

After a substantial investment of time and resources—including human clinical studies at the University of Minnesota School of Medicine and Veterans Affairs Medical Center—they finally created a formula that delivers as promised. That breakthrough compound—trademarked as “Glucocil“—has been on the market for more than five years and has helped tens of thousands.

Glucocil combines 14 natural ingredients carefully selected on the basis of 149 clinical and laboratory research studies — in the most concentrated, bio-available forms and the right dosages—putting them into one easy-to-take softgel formula.

Designed from the start to be a total blood sugar solution, Glucocil offers a full spectrum of benefits:

  • Promotes normal blood sugar levels
  • Promotes healthy energy
  • Reduces absorption of sugars & other carbohydrates
  • Promotes healthy insulin sensitivity & production
  • Supports normal blood lipid levels
  • Promotes heart, blood vessel and circulatory health

The formula is so powerful that in a 2008 clinical study published worldwide, just one of the ingredients delivered dramatic results for promoting healthy blood sugar levels.

And a published clinical study from the Minneapolis VA Medical Center / University of Minnesota found that just 1 gram of proprietary Mulberry leaf extract in Glucocil reduced post-meal blood sugar elevations by 44%!

Feeling tired and having high blood sugar levels often go hand in hand, because they can share the same root cause called “insulin resistance,” which prevents cells from burning glucose for energy. Supporting the 3 Essentials not only promotes healthy blood sugar, but also promotes healthy energy, which can then support your healthy blood sugar even further.

Only Glucocil targets all 3 Essentials of Healthy Blood Sugar to produce results that have made it the #1 comprehensive blood sugar support product at GNC—the nation’s largest specialty vitamin retailer—and earned it more than 100,000 Facebook fans and reported by news programs on ABC, CBS, Fox and NBC!

Due to popular demand, the manufacturer of Glucocil has made samples available online for everyone to find out how much Glucocil can help. It’s a 15-day supply and takes just a few days to arrive at your door.

Try the Glucocil 15-day sample and see how much it can help you!

This article sponsored by Glucocil

10 DIY Projects That Boost Home Value

10-DIY-Projects-That-Boost-Home-ValueEveryone loves a good DIY project (well, maybe not everyone), but sometimes doing it yourself can take a toll on the value of your home. Before you start your next DIY project, you should ask yourself one question. Is what you are doing going to increase or decrease that value of your home?

You might think that anything you do to improve your home is an investment in its future sales value, but that isn’t necessarily true. Some activities, like serious electrical work, are better left to licensed professionals. Fortunately, there are many projects that you can do yourself that will add value to your house. Here is a list of ten DIY projects that will boost your home’s value.

 1. Create Space
If you can safely take down a wall to create more open space, then go for it. A good example of such a project is removing a wall to put in a breakfast bar. Structural work should be performed by a professional, but simple demolition and repair is something you can do yourself to add several thousand dollars to the value of your home.

 2. Clean Up Your Yard
A study of more than 2,000 real estate agents, conducted by HomeGain, found that investing in your yard is a smart move. By spending just $500 on improvements to landscaping, sidewalks, and other outdoor features, you can get a return of as much as $2000.

 3. Remove Clutter
If you are going to sell your house, then you have to remove things that make it look smaller or that prevent people from seeing it as their own. This means cleaning up personal items, getting rid of clutter stacked on counters, and polishing things like mirrors. Believe it or not, removing clutter can boost sale price by as much as $2,000.

4. Plumbing
Updating and repairing plumbing can increase the value of your home by more than $3,000. Focus on things like leaks, old pipes, and areas you know to be problems. Replacing outdated faucets and other plumbing fixtures is also smart.

5. Natural Light
People want natural light. Unfortunately, homeowners are often put off by the cost and difficulty of installing windows and skylights. Sun tubes, however, are easy to install. Take an afternoon to install a sun tube and watch your home’s value soar.

6. Light Fixtures
Lights switches and fixtures are a critical component in the look and feel of your home. Lighting projects, some as simple as installing a dimmer, can boost value by several hundred dollars each. Focus on bathroom and kitchen lighting.

7. Flooring
Almost every real estate professional you ask will tell you that flooring is critical to home value. If you have outdated or worn floors, invest a few hundred dollars in something like a hardwood laminate. You could see a increase in your home’s value of as much as $2,000 for every floor you upgrade.

8. Insulation
Everyone wants an energy efficient home. If your house is short on insulation, install it yourself. The attic is the easiest place to add insulation, but adventurous individuals may want to invest in blown-in insulation (you can rent the equipment) for the walls.

9. Paint
Fresh, neutral paint is a good way to boost the appeal of you home. Peeling paint is almost always a deal-breaker for a buyer, so repair it immediately. Focus on entryways, bathrooms, and kitchens to get the most bang for your buck.

10. Detail Work
Simple details like crown molding, chair rails, and wainscoting can really improve the character of your home. Look for simple projects that add interest to your home, but avoid things that are too quirky.

DIY Value
When it comes to adding value to your home, some projects are better left to professionals, but you can do most things yourself. The rule of thumb is that any structural project or activity that requires inspection should be left to a professional. You can do everything else yourself, which will keep costs down and boost the return on your investment.

6 Indicators That It’s Time to Refinance

6-Indicators-That-Its-Time-to-RefinanceUnless you’ve been living under a rock, you know that interest rates are incredibly low and have been so for some time. Since change is inevitable, you may be wondering if you should refinance now before they go back up.

At the same time, you know that refinancing may not be right for every situation. How can you tell if refinancing is right for you? Here are some indicators that you may be a perfect candidate.

 1. Your credit score rocks.

If your credit score is high, you can qualify for a lower interest rate than most people. That means that even if the average mortgage rate is near the rate you are currently paying, you may still qualify for a rate that makes the re-fi worth the effort.

 2. You currently have an adjustable rate mortgage (ARM).

Having an ARM is a pretty big gamble. After all, interest rates won’t stay at current low levels forever. You chose the ARM for its low rate, but today’s rates are still low. Locking in a fixed rate now could save you lots of heartache when your ARM is scheduled to adjust.

 3. Today’s rate is at least two points lower than your current rate.

Most experts advocate waiting to refinance until you can drop at least two percentage points, but that advice should be tempered with logic. For example, if you know you will move in a few years, then refinancing doesn’t make sense even if the rate is low. Conversely, if you have a “jumbo” loan, then even one percentage point can make a huge difference over the life of the loan. Use the two-point advice as a rule of thumb, and then crunch your own numbers.

 4. You have plenty of equity.

The more equity you have in your home, the better your chances of securing a low interest rate. Of course, a lower interest rate is the driving factor in deciding if now is the time for a re-fi.

5. You can afford a slightly higher payment.

If you can afford it, you can save some serious money by shortening the term of your loan. For example, if you originally financed $150,000 for 30 years at 5 percent, you’ll spend about $140,000 on interest over the life of the loan. If you refinance your remaining equity, perhaps about $145,000, for 15 years at 3 percent, you’ll spend about $35,000 on interest, saving around $105,000. However, your monthly payment will rise by about $200.

6. You could consolidate debt.

If you took out a home equity loan or a home equity line of credit early in your home ownership, then it may be time to refinance, especially if your home equity loan had a short “teaser rate” that has since risen. Home equity lines of credit have variable rates, so refinancing to consolidate this debt into a fixed rate is a great idea.

If your situation falls into one of these six categories, then now may be the right time to refinance your mortgage. Why not find out how much you could save?

This One Thing Will Ruin Barack Obama

stansberry-250x157A few big moves stand out in Barack Obama’s Presidency.

  • The $800 billion stimulus plan passed in 2009
  • The $5 trillion in debt accumulation—the most of any President in history
  • The passage of Obamacare… the assassination of Osama Bin Laden… and huge tax increases

But Porter Stansberry – one of the most widely-read financial journalists in America – says these events are nothing compared to the next big surprise that could devastate Obama’s legacy.

Porter is the founder of a financial research firm in Maryland, called Stansberry & Associates Investment Research, and he has agreed to make available a free video presentation that gives you full analysis of this situation.

The End of Obama: A Stansberry & Associates Special Presentation

Over the years, Porter has published research that predicted the collapse of certain companies, and even entire industries.

For example, he accurately described in detail – and well in advance – the collapse of such institutions as GM, Fannie Mae, and Freddie Mac, just to name a few.

More recently, Porter predicted the bankruptcy of Detroit, detailing the collapse of the city with a series of essays dating back to 2009.

Now Porter says there’s a shocking surprise working its way through the Obama administration. In the free video, he reveals how this one event could single-handedly ruin Barack Obama’s Presidency… and perhaps even his entire career.

Even if Porter is only half right, this situation will have a dramatic impact not only on Barack Obama, but also everyone else in this country.

Editor’s Note: For a limited time, Stansberry & Associates is making The End of Obama video presentation available at no charge. We strongly encourage you to check out this important analysis. We believe it will be worth your time, and a real eye-opener.

This article sponsored by Stansberry & Associates

Act Now to Refinance Your Home Before It’s Too Late

article-250x170() – There has never been a better time to refinance your home. That’s because of a little-known government program called the Home Affordable Refinance Plan (HARP). This allows Americans to refinance their homes at shockingly low rates, and reduce their payments by as much as $4,905 a year.

But here’s the catch – like most government programs, this is likely temporary. But the good news is, once you’re in, you’re in. If the thought of a lower payment, fewer years on your mortgage, and even taking some cash equity out of the deal is appealing, the time to act is right now.

A true middle-class stimulus package

This is unknown to many, but the Home Affordable Program is for the middle class. If your mortgage is $625,000 or less, you most likely qualify. Basically, the Government wants banks to cut your rates, which puts more money in your pocket (which is good for the economy). However, the banks aren’t too happy about this – here’s why:

  1. You can shop several lenders, not just your current mortgage holder
  2. Your home’s Loan-to-value (LTV) can be 80% to 125%

You think banks like the above? Rest assured, they do not. They’d rather keep you at the higher rate you financed at years ago. That’s why the pressure is on time-wise. The Middle Class seems to miss out on everything (did you ride the last stock bubble? Probably not). Thus, it’s almost a no-brainer to jump on this now. You should act fast in order to refinance your house at these near historic low refinance rates. If your mortgage rate is currently higher than 3.11%, you can greatly benefit:

  • The average monthly savings is $250. Can you use an extra $250 a month?
  • Many homeowners not only save every month, but depending on their current rates, they can also shorten their term.
  • Get cash now – because the rates are so low, besides the benefits above, many homeowners also opt to take a little cash equity for home improvements, a vacation, or a nice boost to the savings account.

Here is an example of how much can be saved:

Here’s an example of what can be saved by a rate of 3.25% and 6.75% (which is around what many homeowners have when they got loans years ago):

Refinance Example

So this means over the life of your mortgage, you could save more than $150,000. That’s just by lowering your “already good” rate of 6.75% to an even lower 3.25%.

This is why it’s a no-brainer – you will likely lower your payment, possibly shorten your term, AND also get cash. There’s zero downside. This is how powerful that little word called “interest” is. The middle class never sees “breaks” like this. So this is your chance to get “in”.

But how do you find these rates?

Here’s the trick – there are a few free websites out there that will compare mortgage rates for consumers, and allow them to choose the best one (that’s a great thing about the internet – it allows you to do business with lending institutions all over the country).

Our research found that RateMarketplace, one of the country’s largest and most respected refinance comparison websites, is one of the few companies with HARP lenders on its network, and is currently assisting homeowners like you to obtain further information regarding superb mortgage rates.

We like RateMarketplace, because there’s no obligation and their service is fast & easy. It takes about five minutes, and the service is 100% free. You have nothing to lose except money stress.
But you do have to act now.

This article sponsored by Rate Marketplace

Get “Movie Star” Eyelashes Without Makeup

smartlash-image-v1The world of beauty products was recently turned on its ear… or in this case, on its eyelashes.

That’s because Eyelash Enhancers are now available without a prescription, and have taken the industry by storm. 2013 promises fuller, thicker eyelashes for millions of people.

What Makes Eyelash Enhancers So Exciting?

The obvious question is “why not just use mascara or fake lashes?” Well, fair enough – people have been doing that for years. But Eyelash Enhancers offer something different: a way to make your own lashes fuller and thicker, without makeup or “falsies”. Just great looking eyelashes, all day, every day.

But Which Eyelash Enhancer to Choose?

Ahhh, the million dollar question – which non-prescription eyelash enhancer is the best? In searching for an answer, we found that one brand is consistently awarded five-stars by regular shoppers at dermstore.com (the internet’s premier skin care and beauty product store) – SmartLash.

In fact, SmartLash is the non-prescription eyelash enhancer that is mentioned again and again when asking physicians, ophthalmologists, and dermatologists about them. Indeed, world-renowned, board-certified dermatologist, Dr. Gary Goldfaden, MD states: “After using SmartLash for 4 weeks, my lashes are fuller and noticeably longer.” He went on to address the point that older, prescription-based eyelash enhancers caused some people irritation, where SmartLash does not: “I did not experience any irritation or discoloration on my eye lids, so I would definitely recommend SmartLash to anyone, even to those who experience eye sensitivity” he added.

How Fast do Eyelash Enhancers Work, and are they Safe?

Unlike the old prescription based eyelash enhancers, non-prescription eyelash enhancers are hormone-free, with no side effects. Instead of using harmful hormones, non-prescription eyelash enhancers like SmartLash use natural amino acids, polypeptides, and other conditioning ingredients to help your lashes look their best, naturally. You’ll get longer, fuller, lashes that resist breaking, without side effects. And you’ll get them quickly, typically within 1-4 weeks.

Testing backs this up. SmartLash, for instance, has made public its clinical study, where 46 percent of participants who used SmartLash saw a difference in their eyelashes in just seven days, and 100 percent saw a difference in 14 days. Even better, these results are substantial, with up to a 68% increase in lash length appearance.

Read the Reviews, and Decide for Yourself

You can read the Dermstore reviews on SmartLash, and see what real people are saying about this 5-star rated Eyelash Enhancer.

And take advantage of this Limited Time Offer.

This article sponsored by DermStore