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The Secret to Saving $1000′s a Year

Let’s face it – we could all use more money.

But short of getting a big raise (fat chance), switching jobs, or winning the lottery, "more money" isn’t in the cards for most people. At least that’s the perception. Because truthfully, there are ways you can add more money – a lot more money – to your bottom line.

If you want to increase your spendable money by $1,000’s of dollars (yes, that’s thousands), there are a few really simple ways to do it, which we’ll go over in this article.

#1 - Brilliant Mortgage Payoff Method Has Banks On Edge

Here's the deal with mortgage refinancing - right now, rates are still near historic lows. Add in the government's own Home Affordable Refinance Plan® (HARP), and you have a situation where you can save on average $3,300 a year simply by refinancing at a lower rate.

And not only will you save money, if you wish, you can likely end up paying off your mortgage sooner. Shortening your loan term can give you an added boost in savings.

Lower payments every month, more money in your pocket right now and perhaps even a shorter term - that's a win / win / win for you. That's how powerful interest rates and the HARP program are. And the best news? There is a good chance that you qualify!

To see if you qualify, simply take 5 minutes and fill out this fast online form.

#2 - Pay Less for Auto Insurance

No brainer here – you’re probably paying too much for automobile insurance. And guess what? Your insurance company wants to keep it that way.

But the truth is, most Americans pay far more than they should. Many insurance companies will give you a better rate based on your driving history, how many miles you drive to work, and more. If you didn’t compare companies when you got your current policy, you are almost certainly paying too much.

So how can you find out who will offer you better rates? Simple – you visit an independent, unbiased service that compares insurance company’s rates based on the criteria you enter. is such a site – it takes mere minutes to fill out their simple form, and you’ll likely be quite surprised at how much you can save.

#3 - See if You Qualify for a $5,730 Grant to Return to School

By going back to school (even an online school), you can prepare for a better career, or make that "fat chance" raise we mentioned earlier a reality.

The great part is, as an adult, you may be eligible for a grant worth up to $5,730 to help pay for school. The government has set aside millions of dollars for returning students in financial need. This includes people who were laid off, single moms, those looking for a career change, or anyone looking to go back to school to better themselves. Plus, this grant money can be used for online schools, meaning you don't need to pick a school near you.

But how do you find the right school and see what kind of financial aid is available? We found a comparison website that does exactly this. Not only will you get matched with schools with career-focused degree programs but you'll get to speak to a student advisor and see if you qualify for grants, scholarships and loans.

There you have it - three different ways you can save (or earn more), which can amount to $1,000's of dollars a year.

Start Here:

Step #1 - Refinance Your Mortgage
Step #2 - Pay Less for Auto Insurance
Step #3 - See if You Qualify for a $5,730 Grant to Return to School

This article sponsored by Media Force